The Financial Landscape For Business Owners
DESCRIPTION
It is common to think of greed and fear as being bad things, but the reality is that both are necessary emotions for our survival and prosperity. They are a part of what makes us human, and together they have helped humanity survive and prosper.
So what does this have to do with investing?
Well, everyone has heard of the old saying “buy low and sell high”, and yet investors often do the opposite. The reason is misplaced greed and fear. We buy high because we are greedy, and fear missing out after something has gone up in price, and we sell low because we fear losing even more money after something has dropped in price.
What is the solution? How do we avoid letting our misplaced emotions get the better of us, and cost us money? The answer is simple, and yet not easy. We must evaluate the true worth of the things that we are buying (in this case the debt and equity of assets and real companies), and then find those that are priced below that true worth. In the world of investing this is known as business valuation, and that is what we will be talking about during this session.
They'll be discussing the following topic:
Topic: How a business is valued from an investment perspective
Barriers to entry/competitive advantage
Cash flow generation
Balance sheet indicators
Quality of management
Ownership structure of the business
PRESENTERS
Erika Stewart began her career in financial services in 2009, while simultaneously graduating Cum Laude from Saint Mary’s University in Halifax with a Bachelor of Commerce degree. Having gained over ten years of progressive experience in the industry, she has obtained extensive knowledge in various aspects of investing, financial management and operations.
Since joining CH Financial Ltd. Erika progressed into business development and has been recently promoted to the role Chief Operating Officer. She is passionate about providing holistic, tax efficient planning advice to our clients.
In 2013 Brian joined CH Financial Ltd. (formerly Clark Hetherington Financial.). For the past six years, Brian has been committed to providing the best solutions for clients, specializing in tax, investment, insurance, estate and financial planning.
Brian is highly specialized in wealth creation and has a passion for life long learning. He received his Bachelor of Commerce degree from the University of Alberta in 1988, and has completed the CSC, CPH, and WME securities courses, as well as obtaining his Life License (LLQP), and Certified Financial Planner (CFP) designation from the Financial Planning Standards Council.
Weren’t able to attend this event? Check out our recorded session!